You must be 18 or over and be a U.S. resident with acceptable credit.

The following business types will not be approved:

  • Adoption service
  • Age-verification services
  • Age-Restricted Products via the Internet
  • Aggregating
  • Airlines
  • Animals by mail order
  • Audiotext
  • Benefit/Incentive programs
  • Car rental
  • Check cashing service
  • Coin dealers
  • Collection agencies
  • Companion/Escort services
  • Coupon/Gift certificates
  • Credit card protection
  • Currency/Commodity exchanges
  • Dating/Match-making services via the Internet
  • Debt consolidation/Credit counseling/Restoration
  • Employment agencies/Recruiters
  • E-payments/E-cash
  • Financial aid
  • Firearms other than retail sporting goods store
  • Freight forwarding
  • Future fulfillment beyond three months
  • Gambling/Lottery/Raffles/Contests
  • Illegal products
  • Import/Export
  • Investment opportunities
  • Mortgage payment/Reduction services
  • Multi-level or pyramid marketing
  • Outbound marketing
  • Precious metals
  • Prescription drugs online
  • Sexually explicit product/services
  • Stamp collections
  • Stored value products
  • Timeshare programs
  • Tobacco sales via the Internet
  • Travel packages/Coupons/Certificates/Clubs
  • Videotext
  • Warranty programs/Warranty sales