This is the easiest way to process transactions. No integration is necessary - simply login, select one of the Virtual Terminal menu options, fill out the form with your consumer's account information and payment amount, and press Submit.
The Virtual Terminal is a secure, browser-based interface that enables businesses to authorize, process and manage credit card transactions from any computer that has an Internet connection and a Web browser. Virtual Terminal replaces standard authorization terminals or software, and provides the best solution for merchants who manually enter credit card transactions for mail or phone order sales.
Virtual Terminal suits businesses of all sizes because it reduces the complexity and expense normally associated with authorizing and processing credit card transactions. It's also much faster than standard dial-up authorization systems.
Businesses with an eStar account may access the Virtual Terminal through the eStar website using any Web browser. After logging into their account using a unique user ID and a password, merchants can access the complete range of services -- authorizations for purchases, credits and returns, status and activity reports, and much more.
To authorize credit card transactions, the merchant must complete an electronic form that provides the system with the information it needs to complete the transaction. This information is encrypted using the latest 40 or 128-bit Secure Socket Layer (SSL) 3.0 technology and is sent to an eStar server. The server then sends the data through the authorization network to the appropriate card issuer's bank using a secure, proprietary connection.
When the process is complete -- this usually takes around three seconds -- the merchant receives an authorization number, and the eStar server stores the transaction. Transactions are automatically settled each day and are typically funded within two to three business days.
Merchants can also check the status of transactions and run a variety of reports right from the eStar Merchant Interface.
| SYSTEM FUNCTIONS AND FEATURES | |
| Virtual Terminal Process ACH Process Credit Card Refund (ACH) Refund (Credit Card) | Transactions Order Manager Settlement Report Transaction Report Transaction Search Transaction Summary |
| Merchant Configuration Account Profile Email Templates Editor Global Configuration Sub ID Add | Accounting ACH Batches ACH Pending ACH Settlements Fee Schedule Invoice / Fee Report |
| FRISK(TM) Management Configure Options FRISKTM Report | Login Administration Group Access Groups Users |
| Recurring Billing Recurring Export Recurring Manager | User Menu System Change Your Password Edit Home Page Shipping Manager Tax Manager Web Link Wizard |
